Securities (Disclosure of Interests) Daily Summaries
 
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 11/08/00  PAGE:   1
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

 STOCK NAME : Chevalier Cons                 (0579)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 CHOW YEI CHING                         G  OPT              CHEVALIER CONSTRUCTION HOLDING-         4,400,000    030998-020901        0.325                1
                                                            S LTD                         

                                        G  OPT              CHEVALIER INT'L HOLDINGS LTD           18,000,000    030998-020901        0.538                1

                                        G  OPT              CHEVALIER INT'L HOLDINGS LTD            8,450,000    300600-290603        0.488                1

                                        G  OPT              CHEVALIER ITECH HOLDINGS LTD           14,000,000    030998-020901        0.338                1

                                        G  OPT              CHEVALIER ITECH HOLDINGS LTD            7,000,000    300600-290603        0.464                1

 STOCK NAME : Chevalier Int'l                (0025)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 CHOW YEI CHING                         G  OPT              CHEVALIER INTERNATIONAL HOLDIN-        18,000,000    030998-020901        0.538                1
                                                            GS LTD.                       

                                        G  OPT              CHEVALIER INTERNATIONAL HOLDIN-         8,450,000    300600-290603        0.488                1
                                                            GS LTD.                       

                                        G  OPT              CHEVALIER ITECH HOLDINGS LTD           14,000,000    030998-020901        0.338                1

                                        G  OPT              CHEVALIER ITECH HOLDINGS LTD            7,000,000    300600-290603        0.464                1

                                        G  OPT              CHEVALIER CONSTRUCTION HOLDING-         4,400,000    030998-020901        0.325                1
                                                            S LTD                         
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 11/08/00  PAGE:   2
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

 STOCK NAME : Chevalier iTech                (0508)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 CHOW YEI CHING                         G  OPT              CHEVALIER ITECH HOLDINGS LTD           14,000,000    030998-020901        0.338                1

                                        G  OPT              CHEVALIER ITECH HOLDINGS LTD            7,000,000    300600-290603        0.464                1

                                        G  OPT              CHEVALIER INT'L HOLDINGS LTD           18,000,000    030998-020901        0.538                1

                                        G  OPT              CHEVALIER INT'L HOLDINGS LTD            8,450,000    300600-290603        0.488                1

                                        G  OPT              CHEVALIER CONSTRUCTION HOLDING-         4,400,000    030998-020901        0.325                1
                                                            S LTD                         

 STOCK NAME : China Travel HK                (0308)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 XU SHIQUAN                             G  ORD              CHINA TRAVEL INTERNATIONAL INV-        45,000,000    140198-130101        3.568                1
                                                            ESTMENT HONG KONG LTD         

 STOCK NAME : Henderson Investment           (0097)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 LAU CHI KEUNG                          G  ORD              HENDERSON CYBER LTD.                      400,000                         1.250                1

 WONG HO MING AUGUSTINE                 G  ORD              HENDERSON CYBER LTD                       400,000                         1.250                1
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 11/08/00  PAGE:   3
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

 STOCK NAME : Tonic Ind Hold                 (0978)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 LEE KA YUE PETER                       G  ORD              TONIC INDUSTRIES HOLDINGS LTD           1,810,000    100400-090410        0.700                1     N10

 STOCK NAME : Wah Fu Int'l                   (0952)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 CHOW WAI LAP WILLIAM                   G  ORD              WAH FU INTERNATIONAL HOLDINGS -        10,000,000    010800-030907        0.110               10
                                                            LTD                           

 STOCK NAME : iQuorum Cyber                  (0472)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 HUNG KIN SANG RAYMOND                  G  OPT              IQUORUM CYBERNET LIMITED                9,280,000    130198-020700        0.250                1

 HUNG WONG KAR GEE MIMI                 G  OPT              IQUORUM CYBERNET LIMITED                6,960,000    130198-020700        0.250                1

 STOCK NAME : iRegent.com                    (0575)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 PATERSON DAVID FRANCIS JOSEPH          G  ORD              iREGENT.COM LIMITED                     1,000,000    230503-230505        1.600               10

                                                                     *****  END OF REPORT  *****


NOTES:

N1     1 for 2 rights issue with bonus shares in the proportion of one bonus
       share for every rights share.

N2     Mr. Lo Wai Shing was appointed as director of the Company on 7 August 2000.

N3     Appointed as a director of the Company on 10/05/00.

N4     Acquisitions were made from 03/08/00 to 07/08/00 at prices ranging from
       $0.485 to $0.540 per share.

N5     50,419,995 shares were transferred from a company under the discretionary
       trust to Mr. Joseph Lau Luen-hung on 07/08/00 (i.e. the said share interests
       were transferred from discretionary trust interest to personal interest)
       whereas the total deemed interests in shareholdings in Chinese Estates
       Holdings Limited held by Mr. Joseph Lau Luen-hung remained unchanged.

N6     Exercise of options

N7     Consideration per unit: $0.240 - $0.247

N8     1,000,000 shares and 500,000 shares were disposed on 4 July 2000 and
       27 July 2000 respectively and they were disposed by way of gift.

N9     Shares were issued and allotted under scrip dividend scheme.

N10    Revised.

N11    From deceased mother's estate.

N12    4,750 shares were disposed by way of gift.

N13    SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES
       SUBSTANTIAL SHAREHOLDERS' NOTIFICATIONS REPORT

       Stock Name: Manulife Financial Corporation (stock code: 945)
       *ISC as at 10/08/00 : 482,005,387

       The Securities and Futures Commission has granted Manulife Financial
       Corporation ("MFC") a partial exemption from compliance with the
       Securities (Disclosure of Interests) Ordinance pursuant to guidelines
       published under section 2A of the Ordinance.  Under the partial
       exemption, MFC is not required to prepare registers, maintain records
       or file, and MFC's corporate insiders are not required to file, with
       Hong Kong regulatory authorities disclosure of interest reports
       pursuant to the Ordinance on the condition that MFC will file with
       the SEHK disclosures of interests made in Canada and the U.S. where
       it maintains primary listings.

       1.  Under Canadian law, 10% shareholders of MFC have to file reports to
           the Ontario Securities Commission ("OSC").  Reports made by 10%
           shareholders, if any, can be found in OSC website www.sedar.com.
           MFC has agreed to monitor the OSC Weekly Bulletin and Insider Early
           Warning Report Press Releases every two weeks and if any reports by
           or concerning 10% shareholders and filed, MFC will provide a hard
           copy to the SEHK for inspection by the Hong Kong public.  So far,
           the SEHK has not received any such reports from MFC.
    
       2.  Under U.S. law, 5% shareholders of MFC have to file reports to the
           U.S. Securities and Exchange Commission ("SEC") pursuant to Schedule
           13G/13D of the Securities and Exchange Act 1934 of the United States.
           Up-to-date reports made by 5% shareholders, if any, can be found in
           SEC website at www.sec.gov.  MFC has agreed to monitor the SEC
           website every two weeks and if any reports on 5% shareholders are
           filed, MFC will provide a hard copy to the SEHK for inspection by
           the Hong Kong public.  So far, the SEHK has not received any such
           reports from MFC.

       3.  Hard copies of filings or reports provided by MFC under paragraphs 1
           and 2 above (if any) are available for inspection at the SEHK's
           office at 11/F., One International Finance Centre, 1 Harbour View
           Street, Central, Hong Kong, and upon request in writing to MFC at
           MFC's office at Manulife Plaza, The Lee Gardens, 48th Floor, 33
           Hysan Avenue, Causeway Bay, Hong Kong.  For enquiries or arrangements
           regarding inspection at the SEHK please contact the SEHK SDI Unit
           (Mr. Chan (2840-3707) or Miss Tsui (2840-3769)).
  
       * ISC refers to the latest Issued Share Capital of the listed company
         recorded by the Exchange as at the date of this summaries.  It might
         not promptly reflect changes caused by share placements, rights issue,
         bonus issue, etc.  Readers should exercise caution when using these
         figures.

N14    SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES
       DIRECTORS' AND CHIEF EXECUTIVES' NOTIFICATIONS REPORT
  
       Stock Name: Manulife Financial Corporation (stock code: 945)
       *ISC as at 10/08/00 : 482,005,387

       The Securities and Futures Commission has granted Manulife Financial
       Corporation ("MFC") a partial exemption from compliance with the
       Securities (Disclosure of Interests) Ordinance pursuant to guidelines
       published under section 2A of the Ordinance.  Under the partial
       exemption, MFC is not required to prepare registers, maintain records
       or file, and MFC's corporate insiders are not required to file, with
       Hong Kong regulatory authorities disclosure of interest reports
       pursuant to the Ordinance on the condition that MFC will file with
       the SEHK disclosures of interests made in Canada and the U.S. where
       it maintains primary listings.

       1.  Under Canadian law, "insiders" including directors of MFC have
           to file reports to the Ontario Securities Commission ("OSC")
           in Form 55 pursuant to the Ontario Securities Act.  No Form 55
           filings have been made by MFC today.
    
       2.  MFC is presently a "foreign private issuer" under U.S. law.  As
           such, no directors of MFC are required to make any disclosure of
           interests filings under the Securities Exchange Act 1934 of the
           United States.  
    
       *  ISC refers to the latest Issued Share Capital of the listed company
          recorded by the Exchange as at the date of this summaries.  It might
          not promptly reflect changes caused by share placements, rights issue,
          bonus issue, etc.  Readers should exercise caution when using these
          figures.