Securities (Disclosure of Interests) Daily Summaries
 
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 14/12/99  PAGE:   1
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

 STOCK NAME : Asia Aluminum                  (0930)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 TSE NAM MICHAEL                        G  ORD              ASIA ALUMINUM HOLDINGS LIMITED          9,750,000    210799-200700        1.120                1

                                        E  ORD              ASIA ALUMINUM HOLDINGS LIMITED          6,500,000           -              -                   0

 STOCK NAME : City Telecom                   (1137)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 CHONG KIN CHUN                         G  ORD              CITY TELECOM (HONG KONG) LTD              200,000                         1.500                1

                                        G  ORD              CITY TELECOM (HONG KONG) LTD              300,000                         1.500                0

                                        G  ORD              CITY TELECOM (HONG KONG) LTD              500,000                         1.200                0

                                        E  ORD              CITY TELECOM (HONG KONG) LTD              500,000           -              -                   0

 STOCK NAME : Dao Heng Bank                  (0223)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 SULLIVAN RANDOLPH GORDON               G  OPT              DAO HENG BANK GROUP LIMITED             2,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                           100,000    121199-120204       20.330                1

 KWEK LENG SAN                          G  OPT              DAO HENG BANK GROUP LIMITED               300,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                           300,000    121199-120204       20.330                1

 KHATTAR SAT PAL                        G  OPT              DAO HENG BANK GROUP LIMITED             2,000,000    150498-150702       21.820                1
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 14/12/99  PAGE:   2
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

 STOCK NAME : Dao Heng Bank                  (0223)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 KHATTAR SAT PAL                        G  OPT              GUOCO GROUP LTD                           300,000    121199-120204       20.330                1

 WILKINSON HARRY RICHARD                G  OPT              DAO HENG BANK GROUP LIMITED               300,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                           300,000    121199-120204       20.330                1

 KWEK LENG HAI                          G  OPT              DAO HENG BANK GROUP LIMITED             4,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                         3,000,000    121199-120204       20.330                1

 QUEK LENG CHAN                         G  OPT              DAO HENG BANK GROUP LIMITED             2,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                         3,000,000    121199-120204       20.330                1

 STOCK NAME : Guoco Group                    (0053)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 SULLIVAN RANDOLPH GORDON               G  OPT              DAO HENG BANK GROUP LTD                 2,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                           100,000    121199-120204       20.330                1

 KWEK LENG SAN                          G  OPT              DAO HENG BANK GROUP LTD                   300,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD.                          300,000    121199-120204       20.330                1

 KHATTAR SAT PAL                        G  OPT              DAO HENG BANK GROUP LTD                 2,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD.                          300,000    121199-120204       20.330                1
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 14/12/99  PAGE:   3
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

 STOCK NAME : Guoco Group                    (0053)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 WILKINSON HARRY RICHARD                G  OPT              DAO HENG BANK GROUP LTD                   300,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                           300,000    121199-120204       20.330                1

 TAN LIM HENG                           G  OPT              GUOCO GROUP LTD.                        1,000,000    121199-120204       20.330                1

 KWEK LENG HAI                          G  OPT              DAO HENG BANK GROUP LTD                 4,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD.                        3,000,000    121199-120204       20.330                1

 QUEK LENG CHAN                         G  OPT              DAO HENG BANK GROUP LTD                 2,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD.                        3,000,000    121199-120204       20.330                1

 STOCK NAME : Guoco Land                     (0067)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 KWEK LENG HAI                          G  OPT              DAO HENG BANK GROUP LTD                 4,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                         3,000,000    121199-120204       20.330                1

 KHATTAR SAT PAL                        G  OPT              DAO HENG BANK GROUP LTD                 2,000,000    150498-150702       21.820                1

                                        G  OPT              GUOCO GROUP LTD                           300,000    121199-120204       20.330                1

 TAN LIM HENG                           G  OPT              GUOCO GROUP LTD                         1,000,000    121199-120204       20.330                1

 QUEK LENG CHAN                         G  OPT              DAO HENG BANK GROUP LTD                 2,000,000    150498-150702       21.820                1
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 14/12/99  PAGE:   4
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

 STOCK NAME : Guoco Land                     (0067)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 QUEK LENG CHAN                         G  OPT              GUOCO GROUP LTD                         3,000,000    121199-120204       20.330                1

 STOCK NAME : Hsin Chong Construction        (0404)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 YEH MEOU TSEN GEOFFREY                 G  OPT              HSIN CHONG CONSTRUCTION GROUP -           694,000    250998-240908        0.800               10
                                                            LTD                           

                                        G  OPT              HSIN CHONG CONSTRUCTION GROUP -           692,000    250999-240909        0.800               10
                                                            LTD                           

 STOCK NAME : IDT Int'l                      (0167)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 MORITA SHIGENOBU                       G  ORD              IDT INTERNATIONAL LTD.                    218,750    301299-291208        0.509                1

                                        G  ORD              IDT INTERNATIONAL LTD.                    218,750    301200-291208        0.509                1

                                        G  ORD              IDT HOLDINGS (SINGAPORE) LTD              125,000    301299-281203    US$ 0.616                1

                                        G  ORD              IDT HOLDINGS (SINGAPORE) LTD              125,000    301200-281203    US$ 0.616                1

 BUTTIFANT BARRY JOHN                   G  ORD              IDT INTERNATIONAL LTD.                  1,575,000    220101-210109        0.492                1

                                        G  ORD              IDT INTERNATIONAL LTD.                  1,575,000    220102-210109        0.492                1

                                        G  ORD              IDT INTERNATIONAL LTD.                  2,100,000    220104-210109        0.492                1
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 14/12/99  PAGE:   5
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

 STOCK NAME : IDT Int'l                      (0167)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 BUTTIFANT BARRY JOHN                   G  ORD              IDT HOLDINGS (SINGAPORE) LTD            1,250,000    220100-200104    US$ 0.721                1

                                        G  ORD              IDT HOLDINGS (SINGAPORE) LTD            1,250,000    220102-200104    US$ 0.721                1

 STOCK NAME : Man Sang Int'l                 (0938)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 CHENG TAI PO                           G  ORD              MAN SANG INTERNATIONAL LTD             10,000,000    200498-190400        0.621               10

                                        G  ORD              MAN SANG INTERNATIONAL LTD              1,800,000    090698-080600        0.446               10

                                        G  ORD              MAN SANG INTERNATIONAL LTD              1,300,000    160500-150502        0.256               10

 CHENG CHUNG HING                       G  ORD              MAN SANG INTERNATIONAL LTD             10,000,000    200498-190400        0.621               10

                                        G  ORD              MAN SANG INTERNATIONAL LTD              1,800,000    090698-080600        0.446               10

                                        G  ORD              MAN SANG INTERNATIONAL LTD              1,300,000    160500-150502        0.256               10

 STOCK NAME : Start Tech                     (0706)

       Director/Chief Executive        G/E     Class                 Company Name                 Quantity       Exercise Period   Ex. Price  Consideration
 ------------------------------------  --- ---------------  -------------------------------  ------------------  ---------------  ---------- ---------------
 CHU CHI SHING                          E  ORD              START TECHNOLOGY COMPANY LIMIT-           100,000           -              -                   0
                                                            ED                            
                                                        SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES                             PRINTED: 14/12/99  PAGE:   6
                                                        DIRECTORS'/CHIEF EXECUTIVES' NOTIFICATIONS REPORT - B
                                                            (GRANTS, ASSIGNMENTS AND EXERCISES OF RIGHTS)

                                                                     *****  END OF REPORT  *****


NOTES:

N1     Purple Gold Int'l Ltd has converted certain convertible notes issued
       by Mansion Holdings Ltd ("Mansion") into 118,885,711 shares of Mansion
       at conversion price of HK$0.10 each.

N2     This acquisition was carried out by a subsidiary of an associated
       company of Shun Ho Group and not by Mr. William Cheng.

N3     Being disposal of certain rights under the warrant (i.e. nominal amount
       of $6,508.85 at a subscription price of $17.45 per share, making 373
       units) previously held by Mr. Li Wei Jen Gonzaga ("Mr. Li") entitled Mr. Li 
       to subscribe for shares of The Wharf (Holdings) Limited.

N4     Acquisitions were made from 08/12/99 to 10/12/99 at prices ranging from
       $2.975 to $3.050 per share.

N5     Acquisitions were made from 08/12/99 to 10/12/99 at prices ranging from
       $1.65 to $1.66 per share.

N6     Consideration per unit : $0.49 - $0.51

N7     Exercise of share option

N8     SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES
       SUBSTANTIAL SHAREHOLDERS' NOTIFICATIONS REPORT

       Stock Name: Manulife Financial Corporation (stock code: 945)
       *ISC as at 14/12/99 : 500,397,825

       The Securities and Futures Commission has granted Manulife Financial
       Corporation ("MFC") a partial exemption from compliance with the
       Securities (Disclosure of Interests) Ordinance pursuant to guidelines
       published under section 2A of the Ordinance.  Under the partial
       exemption, MFC is not required to prepare registers, maintain records
       or file, and MFC's corporate insiders are not required to file, with
       Hong Kong regulatory authorities disclosure of interest reports
       pursuant to the Ordinance on the condition that MFC will file with
       the SEHK disclosures of interests made in Canada and the U.S. where
       it maintains primary listings.

       1.  Under Canadian law, 10% shareholders of MFC have to file reports to
           the Ontario Securities Commission ("OSC").  Reports made by 10%
           shareholders, if any, can be found in OSC website www.sedar.com.
           MFC has agreed to monitor the OSC Weekly Bulletin and Insider Early
           Warning Report Press Releases every two weeks and if any reports by
           or concerning 10% shareholders and filed, MFC will provide a hard
           copy to the SEHK for inspection by the Hong Kong public.  So far,
           the SEHK has not received any such reports from MFC.
    
       2.  Under U.S. law, 5% shareholders of MFC have to file reports to the
           U.S. Securities and Exchange Commission ("SEC") pursuant to Schedule
           13G/13D of the Securities and Exchange Act 1934 of the United States.
           Up-to-date reports made by 5% shareholders, if any, can be found in
           SEC website at www.sec.gov.  MFC has agreed to monitor the SEC
           website every two weeks and if any reports on 5% shareholders are
           filed, MFC will provide a hard copy to the SEHK for inspection by
           the Hong Kong public.  So far, the SEHK has not received any such
           reports from MFC.

       3.  Hard copies of filings or reports provided by MFC under paragraphs 1
           and 2 above (if any) are available for inspection at the SEHK's
           office at UG/F, V-Heun Building, 128-140 Queen's Road Central,
           Hong Kong, and upon request in writing to MFC at MFC's office at
           Manulife Plaza, The Lee Gardens, 48th Floor, 33 Hysan Avenue,
           Causeway Bay, Hong Kong.  For enquiries or arrangements regarding
           inspection at the SEHK please contact the SEHK SDI Unit (Miss Chin
           (2840-3707) or Miss Tsui (2840-3769)).

       * ISC refers to the latest Issued Share Capital of the listed company
         recorded by the Exchange as at the date of this summaries.  It might
         not promptly reflect changes caused by share placements, rights issue,
         bonus issue, etc.  Readers should exercise caution when using these
         figures.

N9     SECURITIES (DISCLOSURE OF INTERESTS) DAILY SUMMARIES
       DIRECTORS' AND CHIEF EXECUTIVES' NOTIFICATIONS REPORT

       Stock Name: Manulife Financial Corporation (stock code: 945)
       *ISC as at 14/12/99 : 500,397,825

       The Securities and Futures Commission has granted Manulife Financial
       Corporation ("MFC") a partial exemption from compliance with the
       Securities (Disclosure of Interests) Ordinance pursuant to guidelines
       published under section 2A of the Ordinance.  Under the partial
       exemption, MFC is not required to prepare registers, maintain records
       or file, and MFC's corporate insiders are not required to file, with
       Hong Kong regulatory authorities disclosure of interest reports
       pursuant to the Ordinance on the condition that MFC will file with
       the SEHK disclosures of interests made in Canada and the U.S. where
       it maintains primary listings.

       1.  Under Canadian law, "insiders" including directors of MFC have
           to file reports to the Ontario Securities Commission ("OSC")
           in Form 55 pursuant to the Ontario Securities Act.  MFC has agreed
           to provide Forms 55 filed by MFC in Canada to the SEHK at the same
           time as they are filed in Canada.  No Form 55 filings have been
           made by MFC today.
        
       2.  MFC is presently a "foreign private issuer" under U.S. law.  As
           such, no directors of MFC are required to make any disclosure of
           interests filings under the Securities Exchange Act 1934 of the
           United States.  
    
       *  ISC refers to the latest Issued Share Capital of the listed company
          recorded by the Exchange as at the date of this summaries.  It might
          not promptly reflect changes caused by share placements, rights issue,
          bonus issue, etc.  Readers should exercise caution when using these
          figures.